What's it for?

It covers the loss of or damage to the contents of your home. This includes your furniture, electrical goods and other items within your home.  Standard levels of cover through Legal & General start at £25,000 for first time buyers, and then £40,000, £50,000, £60,000 and £70,000.  In the event of a claim, you pay the first £100 for each and every claim or in the event of escape of water, an excess of £250.  Customer satisfaction is at the heart of Legal & General's claims service and they always listen to what their customers say. 

Keeping costs down

If you have held insurance before and have not claimed on the policy then you might qualify for a no claims discount.  You also get reduced rates if you combine contents and buildings insurance or if you select a voluntary excess. Your Thameside Associates adviser will be happy to discuss all aspects of this insurance in more detail.

Additional cover options

For added peace of mind you can extend your cover to include the following.

Extended accidental damage - covers accidents such as spilling red wine on your carpet or breaking a favourite ornament.

Personal possessions in and away from the home – Covers personal possessions in and away from the home anywhere in the UK as well as for up to 60 days each insurance year anywhere in the world.

Family legal protection cover up to £50,000 – Covers the costs of pursuing or defending certain legal proceedings in the UK.

More Information

This is only a summary of the cover, limitations and exclusions apply. Further details of what is and isn't covered are available in Legal & General's Key Features Document. For insurance business we arrange policies exclusively from Legal & General.

Feel free to call for an informal chat on 0845 223 870, call charges may vary, or email us.