What is Income Protection?

Income Protection Benefit provides a monthly benefit should you be unable to work due to incapacity caused by illness or injury resulting in a loss of earnings.  This means that the policy continues to pay a monthly benefit as long as you are incapacitated and unable to return to work, suffer a loss of earnings, or the policy ends.

This type of policy is designed for anyone who is working (employed or self employed). It’s worth pointing out that even if your employer provides sick pay, it is unlikely to last for longer than twelve months, and so ongoing protection is essential. An Income Protection Benefit policy can be adapted to fit in with any existing protection you might have. 

More information.

More information is available in the appropriate Legal & General Key Features Document.  For insurance business we arrange policies exclusively from Legal & General.