What is it?

A Term life insurance policy is the most basic form of life insurance and is usually the cheapest way to insure your life. It covers you for a fixed period, and pays out a one off lump sum if you die during the policy term.

Critical illness cover can be added to Legal & General term assurance policies. If you do add on critical illness cover, the policy will pay out the lump sum once if you die or on diagnosis of a qualifying critical illness during the term of the policy.

Who is it for?

This type of policy is designed for those who want to leave a lump sum in the event of their death within a specified time period, whilst keeping the cost low. Term assurance can protect your family from the financial implications of a personal tragedy, and is particularly important if you have young children or dependents. It can be used to cover a mortgage, other loan or to ensure that your family is protected from the effects of having to repay a debt, after the main breadwinner has passed away. Our professional Advisers will be happy to discuss your requirements and arrange a suitable policy for you

More information.

More information is available in the appropriate Legal & General Key Features Document.  For insurance business we arrange policies exclusively from Legal & General.